I've been eager to get into other banking instruments to rev up my salaried finances that I've been frequenting banking sites lately...
Yes, you heard me right! From time deposits, to bonds and stocks, I've been spending most of my time online on bank websites, forums or portals which talks about alternative mediums for making money work for you, and not the other way around.
It's little known that despite the global economic recession, the Philippine Market, has had very good reviews since the start of the year. Of course the margins are smaller (way too small) than those before recession, but I guess that's really what you would expect if everyone else's economy is on recession.
So, not really sure if anyone of you readers can help me out on identifying other sources of investing money. Don't respond and just say, 'Well you should try going into business or franchising a business' or some shit like that. Because everyone here knows that fanchising in the Philippines is the first one to be in 'limbo' when the global economy stutters (next to real estate related investments), and from the looks of it, would be in 'limbo' well until next year.
I'm talking more about investment related financial devices, but not the 'bumbay' / loanshark sort of activities... some thing concrete, quantifiable, and repeatable.
Money Market perhaps? What about foreign exchange businesses?
For the above mentioned, I don't have the slightest clue, even if my life depends on it, on what or how businesses of these nature runs/operates, but from the sheer amount of stories I've heard after coming back, are just too fantastic to ignore...
Apr 27, 2009
If you can't face the heat...
Today, I just realized that the global warming crisis might be contributing more than adding an extra 1-2 meters of the sea levels, or skewing the weather systems...
I am not a believer of astrology in general, but I think that the recent turn of events on the weather. might be playing a part on the level of stress, exhaustion and mentality of people around workplaces.
I'm not sure if it's just me, but for some reason, things are getting awfully stressful in my workplace. Between the deadlines and resource managing, the projects and tasks seems to be escalating, both in complexity and in nature.
I've been through several similar circumstances, but there would be immediate reprieve if for example, you could get a key task item in the green. Now, its a little more of one item - green, another item - turns amber (or God forbid, just blares out 'Red').
Key in project managing is identifying and documenting known (and on some extent, unknown) risks and dependencies. It's the basic foundation for a sound management in all aspects - may it be for business, personal decisions, or projects.
It turns out that as summer approaches in the States, people suddenly turned into little 'energizer bunnies' raring to run amock at the drop of a hat.
Not helping at all on my now, growing remorse over my current employment detail, which by the is still reserved from judgement - since I've been in 'Disneyland' for the past 2 or so years in my previous career.
Reflecting on the nature of my current firm, I am, at this point, unsure at how to react to this new cascade of stimulus. I'm always telling myself that it's probably the age that getting to me, turning 30 this year, I am practically mortified that I've already explored the extent of my technical and personal skills. I am worried that I've already saturated myself from adjusting, empowering, or updating any of the key weapons that I have in my armory, when it comes to employment and employability.
In the not so distant past, I fancy myself as a quick-to-respond, flexible, dynamic person, just ready to take in the next worthy challenge - careerwise, that is. But now, I'm finding myself asking a break to soak in what is happening.
I think the problem really is, I've been indulging on my vanity all this time that when reality finally caught me, I've completely forgotten how to react and how to fight back.
In other words, I think I might be on my way to a career/skill recession...
What about you? How did you cope/manage that feeling of being overwhelmed from a career perspective? Did you take meds? Yoga? Alternative theraphies like sky diving? Appreciate if you guys could say your piece on this one...
I am not a believer of astrology in general, but I think that the recent turn of events on the weather. might be playing a part on the level of stress, exhaustion and mentality of people around workplaces.
I'm not sure if it's just me, but for some reason, things are getting awfully stressful in my workplace. Between the deadlines and resource managing, the projects and tasks seems to be escalating, both in complexity and in nature.
I've been through several similar circumstances, but there would be immediate reprieve if for example, you could get a key task item in the green. Now, its a little more of one item - green, another item - turns amber (or God forbid, just blares out 'Red').
Key in project managing is identifying and documenting known (and on some extent, unknown) risks and dependencies. It's the basic foundation for a sound management in all aspects - may it be for business, personal decisions, or projects.
It turns out that as summer approaches in the States, people suddenly turned into little 'energizer bunnies' raring to run amock at the drop of a hat.
Not helping at all on my now, growing remorse over my current employment detail, which by the is still reserved from judgement - since I've been in 'Disneyland' for the past 2 or so years in my previous career.
Reflecting on the nature of my current firm, I am, at this point, unsure at how to react to this new cascade of stimulus. I'm always telling myself that it's probably the age that getting to me, turning 30 this year, I am practically mortified that I've already explored the extent of my technical and personal skills. I am worried that I've already saturated myself from adjusting, empowering, or updating any of the key weapons that I have in my armory, when it comes to employment and employability.
In the not so distant past, I fancy myself as a quick-to-respond, flexible, dynamic person, just ready to take in the next worthy challenge - careerwise, that is. But now, I'm finding myself asking a break to soak in what is happening.
I think the problem really is, I've been indulging on my vanity all this time that when reality finally caught me, I've completely forgotten how to react and how to fight back.
In other words, I think I might be on my way to a career/skill recession...
What about you? How did you cope/manage that feeling of being overwhelmed from a career perspective? Did you take meds? Yoga? Alternative theraphies like sky diving? Appreciate if you guys could say your piece on this one...
Apr 14, 2009
Delayed Gratification
Despite my lack of motivation to write nowadays, I can't deny that I missed writing on my blog.
Well, I dont want to turn this post into a mini-novel so I'm just going to give you a summary of what occured during my last haitus.
If you have not heard yet, we moved to our new flat last March 16. Yes, it was another compromise that basically necessitated the decision to move, but looking back, I am happy about the decision and at this point, am not harboring any doubts about it at all.
Coming back from Muscat, its been exactly, 6 months. To date, I am still reserving the right to judge whether this decision to go back home is the right one. Albeit my last entries, which obviously was motivated by stress, I am now, more than ever clear about the objectives that I am to consider.
The decision to stake our own flat was based on a whole new approach that my wife and I has been talking about since we got back. It's basically restraining yourself until all the necessary requirements have been completed.
Let me site a classic example - furnishing the flat! Despite my compulsion to just go out and shop for furnishings, we opted to take another route, the hard route, of actually identifying the essential pieces of furnishings and appliances, and basically putting off the rest until we got all the right factors locked-down (classified according to Cost/Budget, Functionality, Product Life).
Unlike my/our previous approach of "go-out-and-buy-everything-because-you-have-enough-money-for-purchases-anyway" which did not worked very well for me...
Anyway, the new approach opened my mind, and has given me a very big advantage, something that I've been missing all this time - and that is, practicality...
Don't judge me now, but in the past, I always go for branded furnishing/appliances under the impression that brand names begets quality. Although this approach has not let me down just yet, but getting to understand how you get by without a certain piece of furnishing or appliance makes you realize the actual value versus cost of any particular item.
Take for example bed frames. Well, for all accounts, I fully understood the value that this piece of furnishing brings. Actually, the first item on our furniture list is a bed frame (make that two, since my daughted will be staying on her own bed).
We went through the usual intelligence gathering - scouting for the best deal, collecting and comparing info and all that stuff. With all of that, I found out that the prices for bed frames on this part of the world are simply outrageous! So, we opted not to get them now, and just do like what the japanese folks do - bed sans frame.
Initially, I wasn't really happy with the idea. Because first of all, though the bed is comfortable enough, with or without a bed frame, we weren't really sure whether we could live with the constant fear of that all too friendly 'unwanted house guests' (a.k.a. Freddie Roach's little known step-brother, 'Mr. Caque') which comes with every home as a 'bonus feature'.
But we figure, the house is new (presumably built late 2006), it looked clean enough, and has only been occupied for a week. In short, it was as if the unit was just turned over right before we moved in.
The result - well for one thing, I've re-gained an appreciation of the japanese setup. I mean, the bed doesn't move when someone does like when you got it on a bed frame. And because we have a toddler with us on the bed, we could actually rest easy and not think about the baby rolling himself to a face plant everytime we doze off.
The benefit - reduced cost and an improved sleeping experience.
I'm actually recommending it to anyone, whose thinking about buying a bed frame!
Of course you have to always make sure your keeping the sorroundings clean and spiff, otherwise, you might just find yourself smooching over Mr. Caque's (six) hairy legs (eeewwww!).
I'm actually looking forward in posting how the other stuff we put off acquiring would be benifiting us, as well as posting some pictures of our new home
Well, I dont want to turn this post into a mini-novel so I'm just going to give you a summary of what occured during my last haitus.
If you have not heard yet, we moved to our new flat last March 16. Yes, it was another compromise that basically necessitated the decision to move, but looking back, I am happy about the decision and at this point, am not harboring any doubts about it at all.
Coming back from Muscat, its been exactly, 6 months. To date, I am still reserving the right to judge whether this decision to go back home is the right one. Albeit my last entries, which obviously was motivated by stress, I am now, more than ever clear about the objectives that I am to consider.
The decision to stake our own flat was based on a whole new approach that my wife and I has been talking about since we got back. It's basically restraining yourself until all the necessary requirements have been completed.
Let me site a classic example - furnishing the flat! Despite my compulsion to just go out and shop for furnishings, we opted to take another route, the hard route, of actually identifying the essential pieces of furnishings and appliances, and basically putting off the rest until we got all the right factors locked-down (classified according to Cost/Budget, Functionality, Product Life).
Unlike my/our previous approach of "go-out-and-buy-everything-because-you-have-enough-money-for-purchases-anyway" which did not worked very well for me...
Anyway, the new approach opened my mind, and has given me a very big advantage, something that I've been missing all this time - and that is, practicality...
Don't judge me now, but in the past, I always go for branded furnishing/appliances under the impression that brand names begets quality. Although this approach has not let me down just yet, but getting to understand how you get by without a certain piece of furnishing or appliance makes you realize the actual value versus cost of any particular item.
Take for example bed frames. Well, for all accounts, I fully understood the value that this piece of furnishing brings. Actually, the first item on our furniture list is a bed frame (make that two, since my daughted will be staying on her own bed).
We went through the usual intelligence gathering - scouting for the best deal, collecting and comparing info and all that stuff. With all of that, I found out that the prices for bed frames on this part of the world are simply outrageous! So, we opted not to get them now, and just do like what the japanese folks do - bed sans frame.
Initially, I wasn't really happy with the idea. Because first of all, though the bed is comfortable enough, with or without a bed frame, we weren't really sure whether we could live with the constant fear of that all too friendly 'unwanted house guests' (a.k.a. Freddie Roach's little known step-brother, 'Mr. Caque') which comes with every home as a 'bonus feature'.
But we figure, the house is new (presumably built late 2006), it looked clean enough, and has only been occupied for a week. In short, it was as if the unit was just turned over right before we moved in.
The result - well for one thing, I've re-gained an appreciation of the japanese setup. I mean, the bed doesn't move when someone does like when you got it on a bed frame. And because we have a toddler with us on the bed, we could actually rest easy and not think about the baby rolling himself to a face plant everytime we doze off.
The benefit - reduced cost and an improved sleeping experience.
I'm actually recommending it to anyone, whose thinking about buying a bed frame!
Of course you have to always make sure your keeping the sorroundings clean and spiff, otherwise, you might just find yourself smooching over Mr. Caque's (six) hairy legs (eeewwww!).
I'm actually looking forward in posting how the other stuff we put off acquiring would be benifiting us, as well as posting some pictures of our new home
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